Being involved in a car accident in Massachusetts can be a harrowing experience, especially if you were severely injure d. One of the hardest parts of getting through the aftermath of the accident is dealing with the insurance company. When you file a claim with the indemnity company, the adjuster is legally liable to investigate the claim in good faith.

While they may be responsible for replacing or repairing your vehicle. They may also be liable for your medical bills, pain and suffering as well as lost wages due to the accident.

However, Settling too soon can cost you more than just money.

Final is Final

After an auto accident in Massachusetts, the insurance company for the at-fault driver will make a settlement offer to pay you off to go away. This may occur while you are still treating with medical providers or your physician as a result of the Mass. car accident. If you accept their offer to settle too soon, you may end up paying the majority of your medical bills on your own.

Once a car accident claim is filed and settled, you cannot go back and obtain more damages to compensate you for your injuries.

It is extremely important to know both the short term and long term symptoms and implications of your injury before you choose to accept any offer from the negligent automobile drivers insurance company. Many injured victim s wait until they are at maximum medical improvement for their injury to reach a settlement with the automobile insurance company as a result of their MA car accident. Many in Massachusetts fail to consider the costs of recovery and rehabilitation when deciding whether or not to accept a settlement offer and provide a release to the liability corporation.

You must also consider the level of medical care you will and the length of time to recover from your injury. Your Massachusetts personal injury attorneys will help you determine what type of compensation is appropriate and will sufficiently cover your financial needs while you are recovering from the accident. Accepting anything lower, may prevent you from getting the care you need and covering your living expenses while you are disabled and out of work.

Short Term Effects

Determining your immediate needs right after a Massachusetts motorcycle or motor vehicle accident means adding up any time that you lost from work, pain and suffering as well as damages to your vehicle. If your vehicle is a total loss, you will need to determine its value.

As well as the value of your vehicle, all of your medical expenses that are directly related to the accident will also be covered.

Covering your short term expenses as a result of a MA car or truck crash will protect you financially while you are off of work. It will also provide you with the resources to either fix or replace your vehicle. Even though the insurance company offers you an immediate settlement, it is important to think things over carefully before accepting it. Your short term needs are extremely important, but you should never completely forget about your future.

Your Massachusetts car accident lawyers must also look into any permanent or partial disability as a result of the collision as well as any scarring or disfigurement caused by the Mass. auto wreck

Long Term Problems

For example, if your leg was broken during the Massachusetts motor vehicle accident and it fails to heal correctly due to other complications, you may need surgeries over the next few years. A premature decision to accept the insurance company s offer may make it so that you are financially responsible for any surgeries that are needed at a later date. You also may not be compensated for future pain and suffering as a result of the Massachusetts van, suv or car crash.

When you are discussing your injuries with your doctor, be sure to ask for both a short term and long term prognosis as well as what medical expenses you may incur during that time. Ask your medical doctor to determine whether you are permanently disabled. Before you choose to accept any offer, make sure the personal injury settlement proposal covers the majority of those expenses

The insurance company offering the settlement may try to push for a quick and easy payout. Don t rush. Take your time and figure out exactly what you will need during your recovery period. This is a one shot deal. Once you agree to the settlement everything is finalized and you will not be able to make any changes or add on any more financial damages.